Mental models/Zero-Risk Bias
Trust & Safety

Zero-Risk Bias

The tendency to prefer the complete elimination of a risk over a larger reduction of a greater risk, even when the latter produces better expected outcomes.

In plain language

People prefer to completely eliminate a small risk over substantially reducing a large one. "Money-back guarantee" removes risk entirely rather than reducing it.

In the wild

Implementations of this model aren’t wired to this view yet — they live in the implementations table.

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